Blaine Cash and Dillon Mack
Permanent Life Insurance - Is It Right for Our Clients?
Blaine Cash lives in the Manhattan area and serves as a Financial Professional for Thrivent, a Faith Based, Fortune 500 and tax exempt financial services organization. Blaine is married to Laura and has 3 children. Blaine has been with Thrivent for 4 years and spends the majority of his time serving individuals and families by empowering them to take ownership of their own financial success and impact the communities they play, work, and worship in by living generously.
Dillon Mack lives in Manhattan, KS. He serves as a Financial Professional for Thrivent with Blaine Cash and three other financial professionals in Manhattan. Dillon and his wife Shannon have one daughter with another little one on the way. Dillon has been with Thrivent for 3 years. During that time, he has helped families develop financial goals and navigate their journey with money while enabling them to impact the churches, causes, and organizations they care about with their time, talents, and treasures.
Millennials: A Generational Approach to Financial Planning
Dr. Nathan Harness, CFP® currently serves as the TD Ameritrade director of financial planning at Texas A&M University. He manages the financial planning program and teaches courses in investments, retirement planning, and comprehensive financial planning. He has lectured both nationally and internationally on global financial risk, international investing, gender-based asset preferences, and next generation planning. He holds a bachelor’s degree in finance from the University of Central Arkansas, a master’s degree in finance from Texas Tech University, and a Ph.D. in personal financial planning from Texas Tech University. His research on household heuristics, wealth accumulation, and retirement planning has been published in numerous journals including Applied Economic Letters, Financial Services Review, Journal of Financial Planning, and Journal of Personal Finance. He was most recently recognized by InvestmentNews as a top 40 Under 40 financial planner, the DFW FPA Chairman’s Award recipient, and Young Guns award winner from Texas Tech University. Prior to his current role, Dr. Harness was an associate professor of finance and executive director of global programs at Texas A&M University-Commerce and assistant professor of financial planning at the University of Georgia.
Equity Allocations in Retirement Accounts Among Young Adults
Stuart J. Heckman is a Certified Financial PlannerTM and an Assistant Professor of Personal Financial Planning in the School of Family Studies and Human Services at Kansas State University. His research focuses on the professional practice of financial planning and on financial decisions involving uncertainty, especially among young adults and college students. His work has been published in College Student Journal, Journal of College Student Retention: Research, Theory, and Practice, Journal of Consumer Affairs, Journal of Financial Counseling and Planning, Journal of Financial Planning, and Journal of Financial Therapy. He earned his B.S in Personal Financial Planning from Kansas State University and his M.S. and Ph.D. in Family Resource Management from The Ohio State University.
Achieving Dominance in Today’s Financial Services Arena
Josh Jones entered the financial services industry in 2004, gaining experience in various sales and leadership roles working for a corporately owned field marketing organization. In 2010, seeking greater opportunity, he left the company — rejoining former colleagues Cody Foster, David Callanan and Derek Thompson at a new company the three founded, Advisors Excel. There, he spent his first several years spearheading the company’s corporate marketing, overseeing training events and forging relationships with many of the company’s top 100 advisors. In 2016, given an opportunity to lead the organization’s Research and Development, Josh began groundbreaking work in the arena of seminar research. Having already seen hundreds of seminars during his time in the industry, he began traveling the country surveying actual attendees to gather their firsthand feedback on these events. They shared what initially caused them to attend, which topics resonated most and what ultimately drove them to move forward in appointments with advisors or pass on the opportunity. After polling thousands of attendees, Josh distilled volumes of field-gathered data down into the actionable strategies advisors can use to see radically better results. Josh is a personal marketing consultant to several of AE’s top advisors, the creator of a weekly seminar eCoaching series and a frequent keynote presenter at seminar trainings around the country. Advisors employing his techniques have regularly seen 100 to 250 percent increases in their seminar conversion and results within the first 60 days. Josh currently serves as Chief of Staff at Advisors Excel and lives in Topeka, Kansas, where he and his wife, Michelle, raise their three children.
2019 Estate Planning Update
Tim J. Larson, has maintained a private practice of law in Kansas for more than 36 years since his graduation from the Washburn University School of Law in 1982. His practice is limited to estate planning and estate administration. Tim has clients all over the state of Kansas and has planned for many business owners, including farm and ag related families.
Mr. Larson has contributed to 3 books, “LEGACY: Plan, Protect and Preserve Your Estate;” “GENERATIONS, Planning Your Legacy;” and STRICTLY BUSINESS, Planning Strategies for Privately Owned Businesses.” For over 20 years, he has been a member of e.Planners Educational Alliance, Inc., a select group of about 30 estate planning attorneys from across the country that meets three times per year for various continuing education programs and also collaborate to provide sophisticated estate planning services to clients around the country. Tim J. Larson is a member of NAELA, the National Academy of Elder Law Attorneys, the Kansas Bar Association Elder Law, Real Estate, Probate and Trust Committee, the Wichita Bar Association Probate Committee and the Wichita Estate Planning Council.
CFP® Ethics – Kicking It Up a Notch
Linda Y. Leitz, co-owner of Peace of Mind Financial Planning, Inc., is a Certified Financial Planner and has been in the financial industry since 1979. She is also enrolled to practice before the Internal Revenue Service. Before becoming a financial planning professional, Linda held several executive positions in the banking industry. She began her career as a bank examiner. Linda has a PhD in Personal Financial Planning from Kansas State University, an MBA from Southern Methodist University, and a BA in Business Administration from Principia College. She was appointed to serve on 2016-2017 Commission on Standards and the 2018-20019 Standards Resource Commission for the Certified Financial Planning Board, is past Chair of the National Board of the National Association of Personal Financial Advisors, and has also served on that organization’s West Region Board of Directors.
Long Term Care – Four Options
Dave Mack lives in the Manhattan area and serves in leadership for Thrivent Financial, a Faith Based, Fortune 500 and tax exempt financial services organization. He is married to Beth (who works for KSU) and has two adult children and one granddaughter. Dave has been with Thrivent for eight years and spends the majority of his time coaching Financial Advisors for Thrivent across the state of Kansas, specifically in the areas of holistic financial planning, practice management and generosity strategies.
Economic and Market Outlook: Risks and Opportunities
Bill Martin, CFA is the Chief Investment Officer for INTRUST Bank. He leads investment strategy for INTRUST Wealth's practice, emphasizing goal-based client solutions and tax-aware portfolio optimization. Bill authored The Smart Financial Advisor: How Financial Advisors can Thrive by Embracing Fintech and Goals-Based Investing and frequently speaks on investment strategies and industry innovation. He chairs the American Bankers Association Wealth Management & Trust Advisory Board and serves on Kansas State University’s Personal Financial Planning Advisory Board and several fintech advisory councils. Bill holds an MBA from the University of Kansas, is a CFA Charterholder, and has more than 20 years of investment-related experience.
Understanding Public Benefits – Special Needs Planning
Bringing nearly two decades of experience, Jason joined Sandberg Phoenix in 2016 and leads the Kansas City office’s Wealth Planning Group. He focuses his practice in the areas of estate planning, estate and trust administration, special needs planning, and tax planning. Jason helps families plan for the future of their dependents with special needs. Jason has created a process that not only helps families plan for their financial capital (what they own), but also for their human capital (who they are) and intellectual capital (what they know). Jason’s journey to build this unique approach began on September 11, 2001, when his oldest brother was killed in the terrorist attacks in New York City. Jason serves his clients by first learning their goals and concerns, and works to help his clients develop plans that reflect their unique situations, and provide counsel based on years of experience and research. Jason educates and helps families understand the complexity of government benefit eligibility, and the phases of planning for children with special needs. Jason earned his B.S. and Master’s in Accountancy from the University of Missouri- Columbia, Juris Doctor from the University of Missouri- Columbia, and his Master of Law in Taxation from the University of Missouri- Kansas City. Jason is admitted to practice in the states of Missouri, Kansas, and Illinois.
KSU PFP Program Updates
Dr. Martin Seay, Ph.D., CFP® is Program Director and Associate Professor of Personal Financial Planning at Kansas State University, where he oversees and teaches in the CFP Board registered undergraduate, graduate certificate, master’s and Ph.D. programs. Dr. Seay currently serves as the President-Elect for the Financial Planning Association® (FPA®), the largest membership organization for CFP® professionals in the country, and includes many others who support the financial planning process. His research focuses on borrowing decisions, how psychological characteristics shape financial behavior, and methodology in financial planning research. His research has been recognized with the 2014 and 2017 FPA Annual Conference Best Applied Research Paper Award, the 2016 CFP Board's ACCI Financial Planning Award, and the 2016 Montgomery-Warschauer Award. Additionally, he was awarded the Kenneth Tremblay Early Career Housing Award from the Housing Education and Research Association in 2016 and the Richard L. D. Morse Early Career Award from the American Council on Consumer Interests in 2018.
Charitable Estate Planning: Tax Reform and Smart Charitable Strategies for your Clients
Kent is the Senior Director of Gift, Estate and Trust Planning for the Kansas State University Foundation. In this role, he works with alumni and friends of K-State with the integration of their charitable intentions with their overall tax, estate and financial planning. Working with advisors, he assists to meet both personal planning and charitable giving objectives through creative gift planning solutions to common planning needs. He specializes in working with individuals and businesses, helping them in areas such as retirement planning, estate planning, college funding, insurance, investments, and asset allocation. He analyzes information, determines which strategies work best for their situation and tailors a plan specifically to help meet their financial goals. He has spoken to Alumni, college advisory groups, CPA’S, Attorneys, Real estate agents, Financial Advisors, Insurance agents, trust officers, Trustees, Board of Director’s, hospitals, and other charitable organizations. He has the ability to present in charitable estate planning in a down-to-earth, easy-to-understand manner.
Navigating the Medicare Maze
Deb Wood earned her Master's in Personal Financial Planning from Kansas State University in 2003. Deb serves as the Family Resource Management extension educator in the Salina office of the Central Kansas Extension District. Prior to joining K-State Research and Extension in early 2009, she taught Insurance, Retirement Planning, and Fundamentals of Financial Planning on the K-State Manhattan, Salina, and Global campuses. Deb has held the CFP certification since 2007 and has been a Senior Health Insurance Counseling for Kansas (SHICK) counselor since 2010, providing educational programming and assisting local beneficiaries as they navigate the Medicare maze. She is also part of a national extension health insurance literacy initiative.